{"id":46251,"date":"2026-10-13T06:00:00","date_gmt":"2026-10-13T04:00:00","guid":{"rendered":"https:\/\/www.forex-mag.com\/?p=46251"},"modified":"2026-10-13T19:46:10","modified_gmt":"2026-10-13T17:46:10","slug":"kiskereskedelmi-kriptogazdasag-magyarorszag-a-25-helyen-gyenge-infrastruktura-de-kedvezo-jogi-kornyezet","status":"publish","type":"post","link":"https:\/\/www.forex-mag.com\/hu\/hirek\/kiskereskedelmi-kriptogazdasag-magyarorszag-a-25-helyen-gyenge-infrastruktura-de-kedvezo-jogi-kornyezet\/","title":{"rendered":"Kiskereskedelmi kriptogazdas\u00e1g: Magyarorsz\u00e1g a 25. helyen \u2013 gyenge infrastrukt\u00fara, de kedvez\u0151 jogi k\u00f6rnyezet"},"content":{"rendered":"\n<p><strong>A crypto4me k\u00f6zz\u00e9tette a glob\u00e1lis Cryptonomy Retail Indexet<\/strong><\/p>\n\n\n\n<p><strong>Budapest, 2026. okt\u00f3ber 13. \u2014<\/strong>&nbsp;A Crypto4me, a Madison Six j.&nbsp;s.&nbsp;a. \u00e1ltal ny\u00fajtott, a MiCA-rendelet alapj\u00e1n enged\u00e9lyezett digit\u00e1liseszk\u00f6z-szolg\u00e1ltat\u00e1s bejelentette a&nbsp;<a href=\"https:\/\/crypto4me.eu\/hu\/cryptonomy-retail-index?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noreferrer noopener\">Cryptonomy Retail Index\u00ae (CRI)<\/a>&nbsp;elind\u00edt\u00e1s\u00e1t \u2014 egy glob\u00e1lis rangsort, amely azt m\u00e9ri, hogy a kriptovalut\u00e1k mennyire \u00e9p\u00fcltek be a mindennapi kiskereskedelembe. A 2026-os kiad\u00e1s ingyenes, interakt\u00edv forr\u00e1sk\u00e9nt \u00e9rhet\u0151 el a&nbsp;<a href=\"https:\/\/crypto4me.eu\/hu?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noreferrer noopener\">crypto4me<\/a>&nbsp;weboldal\u00e1n. Magyarorsz\u00e1g a vil\u00e1granglista 25. \u00e9s az Eur\u00f3pai Uni\u00f3 12. hely\u00e9n \u00e1ll.<\/p>\n\n\n\n<p>A Cryptonomy Retail Index a spekul\u00e1ci\u00f3 vagy a keresked\u00e9si volumen k\u00f6vet\u00e9se helyett egy gyakorlatiasabb k\u00e9rd\u00e9sre ad v\u00e1laszt: mennyire v\u00e1ltak a kriptovalut\u00e1k a mindennapi v\u00e1s\u00e1rl\u00e1s megszokott r\u00e9sz\u00e9v\u00e9. A fizet\u00e9si infrastrukt\u00far\u00e1ra \u00e9s a kriptovalut\u00e1k tulajdonl\u00e1s\u00e1ra vonatkoz\u00f3 adatokat az egyes orsz\u00e1gok kiskereskedelmi tranzakci\u00f3s aktivit\u00e1s\u00e1nak, valamint jogszab\u00e1lyi k\u00f6rnyezet\u00fck min\u0151s\u00e9g\u00e9nek \u00e9rt\u00e9kel\u00e9s\u00e9vel \u00f6tv\u00f6zi, \u00e9s 43 orsz\u00e1got rangsorol egy 0-t\u00f3l 10-ig terjed\u0151 sk\u00e1l\u00e1n.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-3-1024x243.png\" alt=\"Crypto4me logo with the word 'crypto' in black and a teal blue number '4' integrated into the text.\" class=\"wp-image-66549\" title=\"image - Crypto-Globe.com\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">A val\u00f3s haszn\u00e1lat n\u00e9gy pill\u00e9re<\/h2>\n\n\n\n<p>Az egyes orsz\u00e1gok CRI-pontsz\u00e1ma n\u00e9gy pill\u00e9r s\u00falyozott \u00f6sszege, amely k\u00fcl\u00f6nb\u00f6z\u0151, nyilv\u00e1nosan hozz\u00e1f\u00e9rhet\u0151 \u00e9s licencelt adatforr\u00e1sokb\u00f3l \u00e1ll \u00f6ssze:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Infrastrukt\u00fara (30\u00a0%) \u2014 a kriptofizet\u00e9sekhez sz\u00fcks\u00e9ges fizikai \u00e9s digit\u00e1lis felk\u00e9sz\u00fclts\u00e9g, az ellen\u0151rz\u00f6tt fizikai keresked\u0151helyek s\u0171r\u0171s\u00e9ge (BTC Map \/ OpenStreetMap alapj\u00e1n) \u00e9s a kriptoautomat\u00e1k s\u0171r\u0171s\u00e9ge (CoinATMRadar, nemzeti becsl\u00e9sek, illetve helyettes\u00edt\u0151 forr\u00e1sk\u00e9nt haszn\u00e1lt BTC Map-adatok alapj\u00e1n) szerint.<\/li>\n\n\n\n<li>Tranzakci\u00f3k (30\u00a0%) \u2014 szak\u00e9rt\u0151k \u00e1ltal meg\u00e1llap\u00edtott pontsz\u00e1mok, amelyek a 10\u00a0000\u00a0USD alatti, blokkl\u00e1ncon bel\u00fcli \u00e9s azon k\u00edv\u00fcli kiskereskedelmi tranzakci\u00f3k volumen\u00e9t hivatottak t\u00fckr\u00f6zni, a v\u00e1s\u00e1rl\u00f3er\u0151-parit\u00e1son sz\u00e1m\u00edtott GDP-vel s\u00falyozva, valamint egy hat\u00e9kony fizet\u00e9si h\u00e1l\u00f3zatokat m\u00e9r\u0151 egy\u00fctthat\u00f3val kieg\u00e9sz\u00edtve. Ezeket a pontsz\u00e1mokat a b\u00e9ta kiad\u00e1sb\u00f3l vitt\u00e9k tov\u00e1bb, \u00e9s nem sz\u00e1m\u00edtott\u00e1k \u00fajra.<\/li>\n\n\n\n<li>Tulajdonl\u00e1s (20\u00a0%) \u2014 a kriptoeszk\u00f6zzel rendelkez\u0151 szem\u00e9lyek felm\u00e9r\u00e9sekben jelzett ar\u00e1nya, els\u0151sorban a GWI \/ DataReportal 16\u201364 \u00e9ves internethaszn\u00e1l\u00f3k k\u00f6r\u00e9ben v\u00e9gzett kutat\u00e1sai alapj\u00e1n, nemzeti felm\u00e9r\u00e9sekkel kieg\u00e9sz\u00edtve.<\/li>\n\n\n\n<li>Jogszab\u00e1lyi k\u00f6rnyezet (20\u00a0%) \u2014 az ad\u00f3z\u00e1si \u00e9s szab\u00e1lyoz\u00e1si \u00f6kosziszt\u00e9ma, amely meghat\u00e1rozza, hogy a kriptovalut\u00e1val t\u00f6rt\u00e9n\u0151 fizet\u00e9s a gyakorlatban megval\u00f3s\u00edthat\u00f3-e, vagy adminisztrat\u00edv korl\u00e1toz\u00e1sok al\u00e1 esik.<\/li>\n<\/ul>\n\n\n\n<p>A forr\u00e1sadatokat \u00fagy \u00f6sszes\u00edtik \u00e9s normaliz\u00e1lj\u00e1k, hogy a kisebb gazdas\u00e1gok megel\u0151zhess\u00e9k a gazdagabb orsz\u00e1gokat ott, ahol a kriptovalut\u00e1k a mindennapi fizet\u00e9sek viszonylag nagyobb r\u00e9sz\u00e9t teszik ki.<\/p>\n\n\n\n<p><strong>Mit mutat a 2026-os rangsor?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Magyarorsz\u00e1g a 25. helyen \u00e1ll a vil\u00e1granglist\u00e1n: a gyenge fizikai infrastrukt\u00far\u00e1t r\u00e9szben ellens\u00falyozza a viszonylag kedvez\u0151 jogi k\u00f6rnyezet. A kiskereskedelmi h\u00e1l\u00f3zat tov\u00e1bbra is korl\u00e1tozott, mind\u00f6ssze 17 nyilv\u00e1ntartott keresked\u0151vel \u00e9s 18 felt\u00e9rk\u00e9pezett kriptoautomat\u00e1val, mik\u00f6zben a 16\u201364 \u00e9ves internethaszn\u00e1l\u00f3k 10,8\u00a0%-a rendelkezik kriptoeszk\u00f6zzel. Az ad\u00f3z\u00e1si k\u00f6rnyezet kedvez\u0151bb: ad\u00f3fizet\u00e9si k\u00f6telezetts\u00e9g csak a kriptoeszk\u00f6z fiat p\u00e9nzre v\u00e1lt\u00e1sakor keletkezik, bizonyos \u00e9rt\u00e9khat\u00e1rok alatt pedig mentess\u00e9g alkalmazhat\u00f3.<\/li>\n\n\n\n<li>Sv\u00e1jc vil\u00e1gszerte az els\u0151 helyen \u00e1ll 8,56-os CRI-pontsz\u00e1mmal, s\u0171r\u0171 elfogad\u00f3hely-h\u00e1l\u00f3zat\u00e1nak \u00e9s kedvez\u0151 ad\u00f3rendszer\u00e9nek k\u00f6sz\u00f6nhet\u0151en.<\/li>\n\n\n\n<li>Az Egyes\u00fclt \u00c1llamok vezet az infrastrukt\u00fara ter\u00e9n (CRI 7,67), \u00e9s 2026 j\u00falius\u00e1ban orsz\u00e1gszerte 20\u00a0005 kriptoautomata m\u0171k\u00f6d\u00f6tt.<\/li>\n\n\n\n<li>A glob\u00e1lis \u00e9lmez\u0151nyt Hollandia (7,52) \u00e9s El Salvador (7,27) eg\u00e9sz\u00edti ki, \u0151ket Portug\u00e1lia (6,99) k\u00f6veti.<\/li>\n\n\n\n<li>Csehorsz\u00e1g az EU-ban a harmadik, vil\u00e1gszerte pedig a hatodik helyen \u00e1ll (CRI 6,80), \u00e9s a becsl\u00e9sek szerint 102 ellen\u0151rz\u00f6tt elfogad\u00f3helyet kedvez\u0151 ad\u00f3rendszerrel \u00f6tv\u00f6z.<\/li>\n\n\n\n<li>Jap\u00e1n a rangsor v\u00e9g\u00e9n helyezkedik el (CRI 3,44). Pontsz\u00e1m\u00e1t az 50\u00a0%-ot meghalad\u00f3 legmagasabb ad\u00f3kulcs \u00e9s a gy\u00e9r keresked\u0151i h\u00e1l\u00f3zat cs\u00f6kkenti.<\/li>\n<\/ul>\n\n\n\n<p>Az adatok egy \u201ep\u00e1rhuzamos rendszert\u201d is felt\u00e1rnak olyan piacokon, mint Nig\u00e9ria \u00e9s Argent\u00edna, ahol a doll\u00e1rhoz k\u00f6t\u00f6tt stabilcoinokkal v\u00e9gzett tev\u00e9kenys\u00e9g els\u0151sorban k\u00f6zvetlen\u00fcl a felhaszn\u00e1l\u00f3k k\u00f6z\u00f6tt (peer-to-peer), nem pedig az \u00e9rt\u00e9kes\u00edt\u00e9si pontokon zajlik.<\/p>\n\n\n\n<p>\u201eA kriptovalut\u00e1kr\u00f3l sz\u00f3l\u00f3 p\u00e1rbesz\u00e9det tov\u00e1bbra is az \u00e1r uralja. A Cryptonomy Retail Index arra ir\u00e1ny\u00edtja a figyelmet, ami a h\u00e9tk\u00f6znapi emberek sz\u00e1m\u00e1ra sz\u00e1m\u00edt \u2014 a sarki k\u00e1v\u00e9z\u00f3ra, a helyi boltra, a mindennapi v\u00e1s\u00e1rl\u00e1sra. Az\u00e9rt hoztuk l\u00e9tre, hogy val\u00f3s adatokkal mutassuk meg, hol v\u00e1ltak a kriptovalut\u00e1k val\u00f3ban a k\u00e9szp\u00e9nz haszn\u00e1lhat\u00f3 alternat\u00edv\u00e1j\u00e1v\u00e1, \u00e9s hol nem\u201d \u2014 mondta Milo\u0161 M\u00e1zor, a Madison Six vez\u00e9rigazgat\u00f3ja az index bemutat\u00e1sakor.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/crypto4me.eu\/hu\/cryptonomy-retail-index?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noreferrer noopener\">Cryptonomy Retail Index\u00ae<\/a>&nbsp;(2026-os kiad\u00e1s) kiz\u00e1r\u00f3lag oktat\u00e1si c\u00e9lokat szolg\u00e1l, \u00e9s nem min\u0151s\u00fcl befektet\u00e9si tan\u00e1csad\u00e1snak, p\u00e9nz\u00fcgyi tan\u00e1csad\u00e1snak, illetve kriptoeszk\u00f6z\u00f6k v\u00e9tel\u00e9re vagy elad\u00e1s\u00e1ra vonatkoz\u00f3 aj\u00e1nlatnak. A piacok vagy eszk\u00f6z\u00f6k m\u00faltbeli teljes\u00edtm\u00e9nye nem jelzi a j\u00f6v\u0151beli eredm\u00e9nyeket.<\/p>\n\n\n\n<p><strong>A crypto4me-r\u0151l<\/strong><\/p>\n\n\n\n<p>A Crypto4me lehet\u0151v\u00e9 teszi valamennyi jelent\u0151s kriptovaluta, k\u00f6zt\u00fck a bitcoin, az ether \u00e9s a SOL megv\u00e1s\u00e1rl\u00e1s\u00e1t. Az eur\u00f3pai MiCA-enged\u00e9ly szigor\u00fa felt\u00e9teleinek megfelel\u0151en a v\u00e1llalat \u00e1tfog\u00f3 biztons\u00e1gi int\u00e9zked\u00e9seket alkalmaz a kriptovalut\u00e1k keresked\u00e9s\u00e9hez \u00e9s t\u00e1rc\u00e1kban t\u00f6rt\u00e9n\u0151 t\u00e1rol\u00e1s\u00e1hoz, valamint tov\u00e1bbi int\u00e9zked\u00e9seket, p\u00e9ld\u00e1ul t\u00f6bbt\u00e9nyez\u0151s \u00fcgyf\u00e9l-hiteles\u00edt\u00e9st, titkos\u00edt\u00e1st \u00e9s rendszeres behatol\u00e1si teszteket.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/crypto4me.eu\/hu\/registration?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noreferrer noopener\">crypto4me<\/a>&nbsp;szolg\u00e1ltat\u00e1st a Madison Six j.&nbsp;s.&nbsp;a. \u00fczemelteti. A v\u00e1llalat 2025. december 18. \u00f3ta jogosult kriptovalut\u00e1kkal kapcsolatos szolg\u00e1ltat\u00e1sok ny\u00fajt\u00e1s\u00e1ra; az enged\u00e9lyt a Szlov\u00e1k Nemzeti Bank adta ki a 100-001-025-213 sz\u00e1mon, a MiCA-rendelettel \u00f6sszhangban*. Ezen enged\u00e9ly alapj\u00e1n a v\u00e1llalat egy\u00fattal jogosult hat\u00e1rokon \u00e1tny\u00fal\u00f3 kriptovaluta-szolg\u00e1ltat\u00e1sokat ny\u00fajtani az EU\/EGT eg\u00e9sz ter\u00fclet\u00e9n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kapcsolat<\/h2>\n\n\n\n<p>Bence Korondy&nbsp;bence.korondy@crypto4me.eu<\/p>\n\n\n\n<p>* Az Eur\u00f3pai Parlament \u00e9s a Tan\u00e1cs (EU) 2023\/1114 rendelete (2023. m\u00e1jus 31.) a kriptoeszk\u00f6z\u00f6k piacair\u00f3l, valamint az 1093\/2010\/EU \u00e9s az 1095\/2010\/EU rendelet, tov\u00e1bb\u00e1 a 2013\/36\/EU \u00e9s az (EU) 2019\/1937 ir\u00e1nyelv m\u00f3dos\u00edt\u00e1s\u00e1r\u00f3l.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A crypto4me k\u00f6zz\u00e9tette a glob\u00e1lis Cryptonomy Retail Indexet Budapest, 2026. okt\u00f3ber 13. \u2014&nbsp;A Crypto4me, a Madison Six j.&nbsp;s.&nbsp;a. \u00e1ltal ny\u00fajtott, a MiCA-rendelet alapj\u00e1n enged\u00e9lyezett digit\u00e1liseszk\u00f6z-szolg\u00e1ltat\u00e1s bejelentette a&nbsp;Cryptonomy Retail Index\u00ae (CRI)&nbsp;elind\u00edt\u00e1s\u00e1t \u2014 egy glob\u00e1lis rangsort, amely azt m\u00e9ri, hogy a kriptovalut\u00e1k mennyire \u00e9p\u00fcltek be a mindennapi kiskereskedelembe. A 2026-os kiad\u00e1s ingyenes, interakt\u00edv forr\u00e1sk\u00e9nt \u00e9rhet\u0151 el a&nbsp;crypto4me&nbsp;weboldal\u00e1n. [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":46245,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[5112],"tags":[5176],"class_list":["post-46251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hirek","tag-crypto-hu"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Budapest, 2026. okt\u00f3ber 13. \u2014 A Crypto4me, a Madison Six j. s. a. \u00e1ltal ny\u00fajtott, a MiCA-rendelet alapj\u00e1n enged\u00e9lyezett digit\u00e1liseszk\u00f6z-szolg\u00e1ltat\u00e1s.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"ForexTeam\"\/>\n\t<link rel=\"canonical\" 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